The book is composed of child-friendly illustrations, quizzes, case studies and advice designed to help young readers better understand smart money management. In A Smart Girl's Guide to Money: How to Make It, Save it, And Spent It, American Girl offers a guide book about navigating finances. My only complaint is that it takes the "soft" view of making sure everyone feels comfortable with their money conversation instead of empowered. Girls especially want to know how to navigate the social conversation around money, and the book certainly addresses this. Holyoke covers how emotions as well family background all tie into the hows and whys of spending and saving money. The book really shines when it talks about spending habits. While it seems easy to walk a dog, it's a lot harder to understand how to market the business, schedule the business, keep track of money going in AND OUT (supplies as well as labor)and deal with the hiccups. The section on ideas to earn money clearly shows this book is geared for older girls (or those whose parents are willing to do just about everything for them). In these few words, kids might actually understand an oversimplified view on investments and how to participate in investing themselves. There's a brief section on investment at the end which is shockingly age-appropriate.
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